The credit counseling which I am trained to do a complete analysis of your finances, and thus help reduce your debt and use your credit responsibly. Counselors review your finances, including your income, expenses, and debts. With the main function of proposing and recommending the best possible options to its clients, in the matter in which it has specialized, we advise on accounting, tax and labor matters, mainly in the real estate area. The main benefit of advice when starting with a financial organization is that managers make plans and guides that fit each client, add the advantage of starting on the right foot in the market and better manage capital and avoid necessary expenses, we help you if you need to establish priorities or savings and investment strategies, a financial advisor can help you make the best decisions. if you want to optimize the returns on your investments. You plan to obtain some credit, either family or for your company or real estate credit. At a minimum, a FICO score of 620 or higher is generally needed to qualify for a traditional fixed-rate mortgage. However, if you are applying for an FHA loan, you may qualify with a much lower score. If you plan to have a 3.5% down payment, you may qualify with a FICO of 580 or higher. As a Mortgage Advisor, we provide a specialized service in housing credit that is fully aware of the different options offered by Financial Institutions.